Asset Camp is a subscription service provided by Darby Creek Advisors LLC dba Money for the Rest of Us and Asset Camp (“Darby Creek Advisors”). Our terms, conditions, privacy and other policies are listed below.
Appropriate Use and Reports Data Disclaimer
The tools, charts, reports and other educational materials contained or displayed on Asset Camp are proprietary to Darby Creek Advisors and constitute valuable intellectual property. The tools, charts, reports, videos, and other materials may not be copied, photographed, recorded, downloaded, reproduced, or in any other way used or otherwise disseminated in any form to any person or entity without the express, prior written consent of Darby Creek Advisors.
MSCI Data
Asset Camp contains information (the “Information”) sourced from MSCI Inc., its affiliates or information providers (the “MSCI Parties”) and may have been used to calculate scores, ratings or other indicators. The Information is for internal use only, and may not be reproduced/redisseminated in any form, or used as a basis for or a component of any financial instruments or products or indices.
The MSCI Parties and Darby Creek Advisors do not warrant or guarantee the originality, accuracy and/or completeness of any data or Information herein and expressly disclaim all express or implied warranties, including of merchantability and fitness for a particular purpose.
The Information is not intended to constitute investment advice or a recommendation to make (or refrain from making) any investment decision and may not be relied on as such, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
None of the MSCI Parties nor Darby Creek Advisors shall have any liability for any errors or omissions in connection with any data or Information herein, or any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages.
Bloomberg Data
Asset Camp contains information (the “Information”) sourced from BLOOMBERG® and may have been used to calculate scores, ratings or other indicators. The Information is for internal use only, and may not be reproduced/redisseminated in any form, or used as a basis for or a component of any financial instruments or products or indices.
BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively “Bloomberg”).
Bloomberg or Bloomberg’s licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg’s licensors approves or endorses this material, or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.
(ii) Licensee shall not use or distribute Data or Derived Data in any manner that, in Licensor’s good faith judgment, adversely affects Bloomberg’s (or any of its Data Providers’) ability to license the Data or would cause the use and distributions thereof to be a functional source of, or a substitute for, data otherwise commercially available from Bloomberg or any of its Data Providers.
Darby Creek Advisors does not warrant or guarantee the originality, accuracy and/or completeness of any data or Information herein and expressly disclaims all express or implied warranties, including of merchantability and fitness for a particular purpose.
The Information is not intended to constitute investment advice or a recommendation to make (or refrain from making) any investment decision and may not be relied on as such, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
Darby Creek Advisors shall not have any liability for any errors or omissions in connection with any data or Information herein, or any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages.
General Education
Darby Creek Advisors is a media and fintech company. Its tools, charts, videos, reports, guides, podcasts, and strategies—including Asset Camp—are provided for informational and educational purposes only and should not be construed as personalized investment advice. The information provided does not consider the economic status or risk profile of any specific person.
The information and opinions expressed in any of our services should not be construed as investment/trading advice or investment recommendations and do not constitute an offer, or an invitation to make an offer, to buy and sell securities.
The information and opinions contained on Asset Camp are for investment education and considered general communications in the form of an online tools, financial newsletter, broadcast video and audio shown to the general public.
The information on Asset Camp was obtained from various sources. Darby Creek Advisors does not guarantee the accuracy or completeness of such information provided by third parties.
Darby Creek Advisors assumes no obligation to update this information, or to advise on further developments relating to it.
Any return expectations provided for individual asset categories, model asset allocations, or model portfolios are not intended as, and must not be regarded as, a representation, warranty, or prediction that an investment will achieve any particular rate of return over any particular time-period or those investors will not incur losses.
It is your responsibility to take all necessary steps to independently verify and ascertain that any information you choose to rely on from, access through or take action based upon Asset Camp or Darby Creek Advisors’ other Products is accurate. We are not responsible for your use of the information obtained from or accessed through this website or our other Products. Any views expressed on this website are solely the personal views of the author and do not necessarily reflect the views of Darby Creek Advisors.
Privacy Policy and Use of Your Personal Data
This Privacy Policy was last changed on November 21, 2024.
Darby Creek Advisors LLC (dba Money for the Rest of Us & Asset Camp) is committed to protecting your privacy.
What Information Do We Collect?
Browsing Our Website
The information we collect depends on how you interact with our website.
We built Asset Camp from the ground up with privacy in mind.
We use Matomo analytics to collect the anonymous analytics data below:
- Usage data — when you visit our site, we will store: the website from which you visited us, the parts of our site you visit, the date and duration of your visit, your anonymized IP address, information from the device (device type, operating system, screen resolution, language, country you are located in, and web browser type) you used during your visit, browser recordings, and more. We process this usage data in Matomo Analytics for statistical purposes, to improve our site, and to recognize and stop any misuse.
- Cookies — we use cookies (small data files transferred onto computers or devices by sites) for record-keeping purposes and to enhance functionality on our site. You may deactivate or restrict the transmission of cookies by changing the settings of your web browser. Cookies that are already stored may be deleted at any time.
You can opt out of anonymous analytics tracking below.
Signing up for Communication or Our Services
If you decide to subscribe to our emails or sign up for our services we collect the following data.
When subscribing to notifications regarding Asset Camp membership enrollment, you submit to us your email address, geolocation (via IP address), and name (depending on your email settings), which is stored by ActiveCampaign LLC, our email platform, in accordance with our agreement with ActiveCampaign LLC. You may unsubscribe from these emails at any time and request that your information is erased.
Using Deadline Funnel (integrated with email) we collect cookies and IP addresses to facilitate special offers.
By subscribing to Asset Camp, you consent to our storage and use of the personal data that concerns you and that you have willingly and voluntarily transmitted to us. Darby Creek Advisors collects and stores only your email and the personal name that you submitted during signup and account creation for Asset Camp. For information on payment information, see the “Payment Transactions” section below.
Webinars; Advertising and Data Use on Social Media Platforms
X/Twitter
We engage in targeted advertising campaigns on X (formerly known as Twitter) to present our most relevant products to you. By participating in our webinars, you agree that we may collect data such as your participation level, webinar attendance, engagement metrics, purchases, name, email, cookie IDs, device IDs, phone numbers, and other personally identifiable information (PII). Some of this information may be anonymous or hashed This information helps us track the effectiveness of our advertising and improve our marketing strategies.
We use tools such as conversion tracking and custom audiences provided by X, which involve uploading your data to X, to refine our advertising campaigns. This includes PII and data from cookies or similar technologies that track your interactions with our ads and products.
Much of this information is collected directly by X through their privacy practices. We also share specific data with X to enhance our advertising efforts.
Zoom
We use Zoom Webinars to operate our webinars. By registering for and participating in our webinars, you consent to our and Zoom’s processing of your personal data in accordance with this privacy policy and Zoom’s Privacy Statement. Information shared may include your name, email address, participation details, chat messages, device and network information, and location data.
Detailed information on the data collected and its use is available here. You have the right to access, correct, or delete your personal data and can exercise these rights by contacting us directly at help@assetcamp.com. You can also opt out of Zoom data collection by following this link: https://explore.zoom.us/en/privacy/
Some of our webinars are recorded. When you join a webinar you can see if it is being recorded. These recordings are made available for others to view. You cannot be seen or heard on these recordings. However, if you ask a question or join a chat your chosen username will be visible to others and recorded.
Meta
We use Meta for advertising and analytics and may share users’ engagement metrics, purchases, name, email, cookie IDs, device IDs, phone numbers, and other personally identifiable information (PII) with Meta for these purposes.
This is done only with permission, either on our website, or when you interact with our ads through Meta’s platform. When we share information with Meta, Meta is acting as a data processor and is strictly and legally limited in how they are able to use this data. You can read specifics in their Data Processing Terms. You have a right to opt-out and have your information permanently deleted.
We also run lead generation ads on Meta platforms, where users may voluntarily provide their contact details (such as name, email address, or phone number) by filling out forms. When you provide this information, it is collected by Meta and shared with us for the purpose of providing you with relevant offers or information. We handle your data according to our privacy policy and applicable laws and ensure it is only used for the intended purposes. You have the right to access, correct, or request the deletion of your information at any time. For more details on Meta’s data handling practices, please refer to their Data Processing Terms.
Claspo
We use Claspo to conduct voluntary surveys of users. Claspo may collect IP addresses and any information you willingly submit in a survey, including contact information. We have signed a DPA with Claspo, which you can read here.
Google, Including YouTube
We use Google for advertising and analytics and may share users’ engagement metrics; purchases; cookie identifiers, internet protocol (IP) addresses, and device identifiers; client identifiers; precise location data; names; email addresses; partner-provided identifiers; data relating to individuals used to create and collaborate on reports, graphs; and charts and other personally identifiable information (PII) with Google for these purposes.
This is done only with permission, either on our website, or when you interact with our ads through Google’s platforms. When we share information with Google they act as a data processor and is strictly and legally limited in how they are able to use this data. You can read specifics in their Data Processing Terms. You have a right to opt-out and have your information permanently
Your Rights Regarding Personal Information:
Opt-Out of Data Sale: California residents can opt out of the sale of their personal information. Please contact us at help@assetcamp.com to exercise this right.
Data Access and Portability: You can request access to your data by contacting us at help@assetcamp.com.
Data Correction and Deletion: You can request correction or deletion of your data by emailing help@assetcamp.com.
Meta handles all of their privacy rights requests on their end. You can manage these at this link.
Manage your advertising preferences and opt out of targeted advertising directly through your X/Twitter account by following this link: https://help.twitter.com/en/safety-and-security/privacy-controls-for-tailored-ads
You can manage your privacy rights for Google at this link (CCPA) and this link (GDPR).
Data collected is processed in accordance with U.S. laws.
At this time we do not direct advertising toward anyone living outside the United States or intentionally share PII with X or Meta from those outside the United States.
How Will Your Information Be Used?
Subscribers to dedicated Asset Camp email lists have their email, IP address, geolocation, and name stored by ActiveCampaign LLC, our email platform. We use this platform to securely email all of our subscribers and by submitting your email, you consent to receive emails and occasional promotions from Asset Camp. You may unsubscribe from these emails at any time.
We use ActiveCampaign to gather statistics about email openings and clicks as well as to track users’ interactions with our website and other content. This allows us to better understand how the site is used, better serve our users, understand users’ interests, and run/improve our marketing. You can read ActiveCampaign’s privacy policy here.
Using Deadline Funnel (integrated with email) we collect cookies and IP addresses to facilitate special offers. You can find Deadline Funnel’s Privacy Policy here.
We use X/Twitter, Meta, and Google (including YouTube) for advertising and analytics and may share users’ names, emails, ad interactions, IP addresses, purchase behavior, location, devices, identifiers, and more (see below) for these purposes. We only advertise to United States customers and never intentionally advertise or share information of those outside the U.S. In this case, X/Twitter, Meta, and Google are acting as a data processor and are strictly and legally limited in how they can use this data. You can read specifics in their Data Processing Terms: X/Twitter, Meta, and Google. You have a right to opt-out and have your information permanently deleted.
Members of Asset Camp have only their email and submitted given names stored. This data is necessary for us to maintain your account, contact you about upcoming events, newsletters, additional site benefits, promotions, and other mutually agreed-upon reasons. By signing up for Asset Camp, you agree and specifically allow us to contact you in this manner unless you otherwise specifically notify us in writing. Members’ payment information is also processed through and stored with Stripe Inc.
If you are part of our affiliate program or sign up for Asset Camp after being referred by an affiliate link, your information is used as outlined above.
We use Claspo to conduct voluntary surveys of users. Claspo may collect IP addresses and any information you willingly submit in a survey, including contact information. We use this information to help understand users, create marketing content, and contact and market to customers with permission. We have signed a DPA with Claspo, which you can read here.
With Whom Will Your Information Be Shared
Without your consent, Darby Creek Advisors does not sell, rent or otherwise transmit your personal data to third parties, outside those used to maintain or operate the website and services or when it may be necessary by law, litigation, or legitimate requests from government authorities within or outside your country of residence. Our necessary third-party affiliates are listed in the table below. We have signed data processing agreements with each of these companies. For members of the EU, these companies and services are GDPR compliant. You can read their privacy policies by following the hyperlinks in the table
| Recipient | Purpose of processing | Lawful basis | Data location and security | Personal data collected by the third party | Privacy policy |
|---|---|---|---|---|---|
| Active Campaign | To send out service and marketing emails, track marketing and affiliates, track website usage, and sort geo locations of users. | Consent and/or Contract | United States, Australia, Ireland, and other countries. | Name, email address, geo-location | Link |
| Amazon AWS | Sending emails, account managment | Contract | Worldwide | Emails address and name | Link |
| Claspo | Marketing, surveys, email sign up | Consent | Germany, Ireland, USA, worldwide | IP address. Any other information users willingly submit into surveys, including contact information | Link |
| FirstPromoter | Affiliate program | Legitimate Interest and/or Contract | Germany | Affiliate Partners: IP address, email address, first and last name, website, profile picture (taken from public sources), and social media URL (if provided) Customers who purchase through affiliate links: IP address, email address, and uid | Link |
| Google, including YouTube | Marketing | Consent | Worldwide | Cookie identifiers, internet protocol (IP) addresses, and device identifiers; client identifiers; precise location data; names; email addresses; partner-provided identifiers; and data relating to individuals used to create and collaborate on reports, graphs, and charts. | Link |
| Google Workspace | Buisiness operations and record keeping | Legitimate Interest | Worldwide | All informaion held in Google Workspace is encrypted and not accessible by Google. This informaiton may include any that you privide to us as part of using our producs or services. Such as name, email, addresses, etc. | Link |
| Matomo Cloud | To collect and analyse information about how you interact with our websites | Legitimate Interest | Germany and Ireland | Anonymised IP address, Pages visited, browser and device used, mouse movements, anonymised key strokes, and more. | Link |
| Meta | Marketing | Consent | Worldwide | Ad interactions, name, email, cookie IDs, device IDs, phone numbers, web page you visited, interests, demographics, IP address, browser type, operating system, cookie information, and conversion data. | Link |
| Stripe | To collect and process payment information | Contract | Stripe transfers data to the United States and may do so globally. | Credit card details, name, billing address, IP address | Link |
| WP Engine | Website and data hosting | Contract | Worldwide | WP Engine Hosts information you share with us. This can include name, emails, IP addresses, etc. | Link |
| X/Twitter | Marketing (U.S. only) | Legitimate Interest | Worldwide | Ad interactions, name, email, cookie IDs, device IDs, phone numbers, web page you visited, webinar registrations, interests, your IP address, browser type, operating system, cookie information, and conversion/purchase behavior. | Link |
| Zoom | Webinars, marketing (U.S. only) | Legitimate Interest | Worldwide | Name, email address, participation details, chat messages, device and network information, IP address and location data, recording and analytics data | Link |
Payment Transactions
Payment transactions for Asset Camp are hosted through Stripe, Inc.. Darby Creek Advisors does not store or process your personal information in relation to your payment transactions. A copy of the Stripe, Inc. Privacy Policy may be found here: https://stripe.com/us/privacy.
Protection of Personal Information
Darby Creek Advisors takes the security of your personal information very seriously. We have implemented security procedures, rules and technical measures to protect the personal data that we have under our control from: • Unauthorized access; • Improper use or disclosure; • Unauthorized modification. Our employees, who have access to and are associated with the process of personal data, are obliged to respect the confidentiality of our visitors’ and supporters’ personal data.
If you believe your personal information has been transmitted by Darby Creek Advisors to a third party in violation of this agreement, please notify us immediately and we will take action to resolve the matter in a timely fashion.
With a simple request, we can delete or correct, in case of mistake, your personal information which is held by Darby Creek Advisors.
Contact us at help@assetcamp.com.
General Data Protection Regulation
Your Rights Under the GDPR. If you are a citizen or a resident of a country in the European Union, the GDPR grants you the following rights:
a. Access to Your Personal Data. You have the right to receive a copy of your personal data that is subject to processing by Asset Camp. Ordinary requests will be granted without charge to you within one calendar month of when you make the request. In cases of excessive, unreasonable, or repeated requests we may charge you a reasonable fee and may require additional time to grant your request. Also, we may use reasonable means to confirm your identity before granting any request for data so as to prevent granting fraudulent requests.
b. To have Your Data Corrected. If Your personal data is erroneous or outdated, You have the right to have it corrected. To do so, please contact us at help@assetcamp.com.
c. To be Forgotten. You have the right to be forgotten by Darby Creek Advisors. You may exercise this right by filling out this form and emailing it to help@assetcamp.com. We will comply with your request, at no charge to you, within one calendar month by deleting your account, along with all of your personally-identifiable data that is subject to any Asset Camp processing. Naturally, after we grant your request you will not have access to Asset Camp unless and until you open a new account. We may use reasonable means to confirm your identity before granting any request for data so as to prevent the granting of fraudulent requests.
d. To Restrict Processing of Your Data. You can request that your data not be processed via Darby Creek Advisors’ partners. If you wish, you can even specify which third parties to restrict from processing your data. We will respond to your request, at no charge to you, within thirty (30) days from when you make your request. Please be advised that some of our partners, e.g., Stripe Inc., are essential to Asset Camp services, so that if you block processing by them, our services may be unavailable to you.
e. Portability. You have the right to receive a copy of your personal data that is subject to processing by Darby Creek Advisors in a portable format, or to have it transferred directly from us to another party. Ordinary requests will be granted without charge to you within one calendar month of when you make the request. We may use reasonable means to confirm your identity before granting any request to transfer data to you or another party, so as to prevent granting fraudulent requests.
Changes to this Privacy Notice
We regularly review our Privacy Policy and may make changes from time to time. Any changes made will be posted to this page, and will apply from the time we post them.
Cookie Policy
This Cookie Policy was last changed on October 24, 2024.
What are cookies?
This Cookie Policy explains what cookies are and how we use them, the types of cookies we use i.e, the information we collect using cookies and how that information is used, and how to manage the cookie settings.
Cookies are small text files that are used to store small pieces of information. They are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make it more secure, provide better user experience, and understand how the website performs and to analyze what works and where it needs improvement.
How do we use cookies?
As most of the online services, our website uses first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data.
The third-party cookies used on our website are mainly for understanding how the website performs, how you interact with our website, keeping our services secure, providing advertisements that are relevant to you, and all in all providing you with a better and improved user experience and help speed up your future interactions with our website.
Types of Cookies we use
Below is a full list of cookies we use, excluding the Matomo analytics mentioned above.
Manage Your Cookie Preferences
You can manage your cookie consent settings here: Cookie SettingsManage cookie preferences Cookie Settings
You can change your cookie preferences any time by clicking the above button. This will let you revisit the cookie consent banner and change your preferences or withdraw your consent right away.
In addition to this, different browsers provide different methods to block and delete cookies used by websites. You can change the settings of your browser to block/delete the cookies. Listed below are the links to the support documents on how to manage and delete cookies from the major web browsers.
Chrome: https://support.google.com/accounts/answer/32050
Safari: https://support.apple.com/en-in/guide/safari/sfri11471/mac
Firefox: https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox?redirectslug=delete-cookies-remove-info-websites-stored&redirectlocale=en-US
Internet Explorer: https://support.microsoft.com/en-us/topic/how-to-delete-cookie-files-in-internet-explorer-bca9446f-d873-78de-77ba-d42645fa52fc
If you are using any other web browser, please visit your browser’s official support documents.
Memberships, Trial Subscriptions, Cancellation, and Refunds
Memberships
Membership to Asset Camp is by annual subscription. In order to access the portfolio tools and reports you agree to pay the annual subscription price. Your credit card will be charged annually.
If your credit card payment fails, we’ll contact you. If we can’t resolve the issue, we reserve the right to suspend your account.
Darby Creek Advisors reserves the right to change what is offered as part of Asset Camp subscriptions, as well as change the price. All members of Asset Camp are subject to price changes when implemented.
All content is hosted on robust and secure third-party platforms including WP Engine, Vimeo and Amazon Web Services. Your credit card information is processed and stored by Stripe Inc. Everything is done to avoid any slowdown or unexpected downtime of the services, but it is not possible to guarantee these slowdowns will not occur, or to foresee any downtime.
No network or server problem or any other breakdown can be covered under any warranty.
No repayment can be considered for any break or stop of the services, damage or data loss except under extreme circumstances where any such outage lasts beyond seven (7) consecutive days, in which case, a prorata refund may be offered at the sole discretion of Asset Camp.
Trial Subscriptions
Asset Camp, by default, offers a free 7-day trial of Asset Camp’s full set of tools, reports, webinars, and educational content to all new accounts.
Your free trial lasts 7 days from, and will begin immediately after, you finish confirming the creation of your new Asset Camp account.
Unless you cancel your trial/account, your annual subscription will begin automatically at the conclusion of the trial, and you will be charged the annual subscription price (minus any applied promotional discounts).
You may cancel your trial/account at any time by visiting your account page linked in the top right corner on app.assetcamp.com.
Along with a confirmation from Asset Camp, you will be sent a detailed notification and receipt of your free trial from Stripe, our payment processor, regarding the start and billing details of your trial.
Asset Camp will send you an email one day before the end of your free trial reminding you that your subscription is about to begin and that your payment method will be charged unless you cancel.
We ask for your credit card information as part of our free trials in order to confirm trial eligibility.
Once a credit card number has been used to access a free trial account, that credit card is not eligible for future free trials of Asset Camp. Additional trial periods may be granted to users at Asset Camp’s discretion.
Asset Camp does not offer refunds for Asset Camp subscriptions, but if you feel your subscription began without sufficient notification or in error, please reach out to Asset Camp directly within 10 business days of the charge posting to your payment method and will work with you to address the situation.
If possible, please reach out to Asset Camp directly before issuing a chargeback or dispute with your card company or bank. Asset Camp will of course work with any issued disputes or chargebacks, but corrections to your account billing can be handled much faster if you contact Asset Camp directly first. Transparency, privacy, and honesty are important to us and how we handle your payments.
For billing, account, or free trial questions or issues, please contact us at help@assetcamp.com.
Cancellations
You may cancel your annual subscription at any time.
You will continue to have access to your Asset Camp account and tools until your subscription expires one year after your initial subscription start date.
Subscription Refunds
Asset Camp does not currently offer full or pro-rata refunds for annual subscriptions. Individual exceptions in extreme circumstances are at the discretion of Asset Camp, except as otherwise stated in these terms.
Delivery/Shipping Policy
Asset Camp’s education materials are online in nature and are delivered via hosted video, audio and written content.
If there is a time when you feel you didn’t receive or get access to the materials, contact us and we’ll make sure you get what you need. You can email us at help@assetcamp.com
Charges, Customer Service, and Contact
All credit card charges will appear as:
Money for the Rest of Us
P.O. Box 68544
Tucson, AZ 85737
You can contact us at
team@assetcamp.com
Or by phone
208-557-9020