Asset Camp is a subscription service provided by Darby Creek Advisors LLC dba Money for the Rest of Us and Asset Camp. Our terms, conditions, privacy and other policies are listed below. As Asset Camp is hosted separately and is more limited in scope, these terms differ slightly from our terms found on moneyfortherestofus.com.
Appropriate Use and Reports Data Disclaimer
The return tools, graph reports and other materials contained or displayed on Asset Camp are proprietary to Darby Creek Advisors LLC (dba Money for the Rest of Us) and constitute valuable intellectual property. The reports may not be downloaded, reproduced, or in any other way used or otherwise disseminated in any form to any person or entity.
These reports contain information (the “Information”) sourced from MSCI Inc., its affiliates or information providers (the “MSCI Parties”) and may have been used to calculate scores, ratings or other indicators. The Information is for internal use only, and may not be reproduced/redisseminated in any form, or used as a basis for or a component of any financial instruments or products or indices.
The MSCI Parties and Money for the Rest of Us do not warrant or guarantee the originality, accuracy and/or completeness of any data or Information herein and expressly disclaim all express or implied warranties, including of merchantability and fitness for a particular purpose.
The Information is not intended to constitute investment advice or a recommendation to make (or refrain from making) any investment decision and may not be relied on as such, nor should it be taken as an indication or guarantee of any future performance, analysis, forecast, or prediction.
None of the MSCI Parties nor Money for the Rest of Us shall have any liability for any errors or omissions in connection with any data or Information herein, or any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages.
Money for the Rest of Us is a media and fintech company. Its tools, reports, guides, podcasts, and strategies—including Asset Camp—are provided for informational and educational purposes only and should not be construed as personalized investment advice. The information provided does not consider the economic status or risk profile of any specific person.
The information and opinions expressed should not be construed as investment/trading advice or investment recommendations and do not constitute an offer, or an invitation to make an offer, to buy and sell securities.
The information and opinions contained on this website are for investment education and considered general communications in the form of an online financial newsletter / broadcast video and audio shown to the general public.
The information on Asset Camp was obtained from various sources. Darby Creek Advisors LLC (dba Money for the Rest of Us) does not guarantee the accuracy or completeness of such information provided by third parties.
Money for the Rest of Us and Darby Creek Advisors LLC assume no obligation to update this information, or to advise on further developments relating to it.
Any return expectations provided for individual asset categories, model asset allocations, or model portfolios are not intended as, and must not be regarded as, a representation, warranty, or prediction that an investment will achieve any particular rate of return over any particular time-period or those investors will not incur losses.
It is your responsibility to take all necessary steps to independently verify and ascertain that any information you choose to rely on from, access through or take action based upon Asset Camp or Money for the Rest of Us’ other Products is accurate. We are not responsible for your use of the information obtained from or accessed through this website or our other Products. Any views expressed on this website are solely the personal views of the author and do not necessarily reflect the views of the Darby Creek Advisors LLC.
Darby Creek Advisors LLC (dba Money for the Rest of Us) is committed to protecting your privacy.
What Information Do We Collect?
Browsing Our Website
The information we collect depends on how you interact with our website.
We built Asset Camp from the ground up with privacy in mind. As such, if you are simply browsing Asset Camp we collect no Personally identifiable information (PII).
We do use Matomo analytics to collect the anonymous analytics data below:
- Usage data — when you visit our site, we will store: the website from which you visited us from, the parts of our site you visit, the date and duration of your visit, your anonymised IP address, information from the device (device type, operating system, screen resolution, language, country you are located in, and web browser type) you used during your visit, browser recordings, and more. We process this usage data in Matomo Analytics for statistical purposes, to improve our site, and to recognize and stop any misuse.
You can opt out of anonymous analytics tracking below.
Singing up for communication or our services
If you decide to subscribe to our emails or sign up for our services we cellect the following data.
When subscribing to notifications regarding Asset Camp membership enrollment, you submit to us your email address, geolocation (via IP address), and name (depending on your email settings), which is stored by ActiveCampaign LLC, our email platform, in accordance with our agreement with ActiveCampaign LLC. You may unsubscribe from these emails at any time and request that your information is erased.
Using Deadline Funnel (integrated with email) we collect cookies and IP addresses to facilitate special offers.
By subscribing to Asset Camp, you consent to our storage and use of the personal data which concerns you and that you have willingly and voluntarily transmitted to us. Money for the Rest of Us collects and stores only your email and the personal name which you submitted during signup and account creation for Asset Camp. For information on payment information, see the “Payment Transactions” section below.
Asset Camp operates an affiliate program allowing businesses and individuals to earn a portion of the sales they refer. To operate our affiliate program, personal information is collected by our affiliate provider FirstPromoter.
This information is kept safe in accordance with GDPR, and we have signed a DPA with FirstPromoter
When you sign up as an affiliate partner with Asset Camp, you agree to share personal information with us (Darby Creek Advisors LLC) and FirstPromoter. This information includes: your IP address, email address, first and last name, website, profile picture (taken from public sources), and social media URL (if provided).
This information is used to maintain your account, for fraud analysis and data security, and to communicate with you.
If you come to Asset Camp through an affiliate link, cookies will have been placed in your browser to help attribute any purchases you may make to your referer. These cookies will last 60 days and pass no personally identifiable information. The cookies include: _fprom_track, _fprom_code, _fprom_signup
If you make a purchase after coming to Asset Camp through an affiliate link, then certain information is shared with First Promoter. This information includes your IP address, a user ID, and your email.
This information is used for fraud analysis and data security; and to help attribute your purchase to the correct referer when you purchase or renew your subscription.
How Will Your Information Be Used?
Subscribers to dedicated Money for the Rest of Us email lists have their email, geolocation, and name stored by ActiveCampaign LLC, our email platform. We use this platform to securely email all of our subscribers and by submitting your email, you consent to receive emails and occasional promotions from Money for the Rest of Us. You may unsubscribe from these emails at any time.
We use Facebook for advertising and analytics and may share users’ names and emails with Facebook for these purposes. This is done only with permission. In this case, Facebook is acting as a data processor and is strictly and legally limited in how they are able to use this data. You can read specifics in their Data Processing Terms. You have a right to opt-out and have your information permanently deleted.
Members of Asset Camp have only their email and submitted given names stored. This data is necessary for us to maintain your account, contact you about upcoming events, newsletters, additional site benefits, promotions, and other mutually agreed-upon reasons. By signing up for Asset Camp, you agree and specifically allow us to contact you in this manner unless you otherwise specifically notify us in writing. Members’ payment information is also processed through and stored with Stripe Inc.
If you are part of our affiliate program, or sign up for Asset Camp after beint referred by an affiliate link, you informatin is used as outlined above.
With Whom Will Your Information Be Shared
Without your express prior permission, Darby Creek Advisors LLC dba Money for the Rest of Us does not sell, rent or otherwise transmit your personal data to third parties, outside those used to maintain or operate the website and services or when it may be necessary by law, litigation, or requests from government authorities within or outside your country of residence. Our necessary third-party affiliates are listed in the table below. We have signed data processing agreements with each of these companies. For members of the EU, these companies and services are GDPR compliant. You can read their privacy policies by following the hyperlinks in the table
|Active Campaign||To send out service and marketing emails, track marketing and affiliates, track website usage, and sort geo locations of users.||Consent and/or Contract||United States, Australia, Ireland, and other countries.||Name, email address, geo-location||Link|
|Amazon AWS||Sending emails, account managment||Contract||Worldwide||Emails address and name||Link|
|FirstPromoter||Affiliate program||Legitimate Interest and/or Contract||Germany||Affiliate Partners: IP address, email address, first and last name, website, profile picture (taken from public sources), and social media URL (if provided)|
Customers who purchase through affiliate links: IP address, email address, and uid
|Google Workspace||Buisiness operations and record keeping||Legitimate Interest||Worldwide||All informaion held in Google Workspace is encrypted and not accessible by Google. This informaiton may include any that you privide to us as part of using our producs or services. Such as name, email, addresses, etc.||Link|
|Matomo Cloud||To collect and analyse information about how you interact with our websites||Legitimate Interest||Germany and Ireland||Anonymised IP address, Pages visited, browser and device used, mouse movements, anonymised key strokes, and more.||Link|
|Stripe||To collect and process payment information||Contract||Stripe transfers data to the United States and may do so globally.||Credit card details, name, billing address, IP address||Link|
|WP Engine||Website and data hosting||Contract||Worldwide||WP Engine Hosts information you share with us. This can include name, emails, IP addresses, etc.||Link|
Protection of Personal Information
Darby Creek Advisors LLC dba Money for the Rest of Us takes the security of your personal information very seriously. We have implemented security procedures, rules and technical measures to protect the personal data that we have under our control from: • Unauthorized access; • Improper use or disclosure; • Unauthorized modification. Our employees, who have access to and are associated with the process of personal data, are obliged to respect the confidentiality of our visitors’ and supporters’ personal data.
If you believe your personal information has been transmitted by Darby Creek Advisors LLC dba Money for the Rest of Us to a third party in violation of this agreement, please notify us immediately and we will take action to resolve the matter in a timely fashion.
With a simple request, we can delete or correct, in case of mistake, your personal information which is held by Darby Creek Advisors LLC dba Money for the Rest of Us in relation to Asset Camp.
Contact us at firstname.lastname@example.org.
General Data Protection Regulation
Your Rights Under the GDPR. If you are a citizen or a resident of a country in the European Union, the GDPR grants you the following rights:
a. Access to Your Personal Data. You have the right to receive a copy of your personal data that is subject to processing by Asset Camp. Ordinary requests will be granted without charge to you within one calendar month of when you make the request. In cases of excessive, unreasonable, or repeated requests we may charge you a reasonable fee and may require additional time to grant your request. Also, we may use reasonable means to confirm your identity before granting any request for data so as to prevent granting fraudulent requests.
b. To have Your Data Corrected. If Your personal data is erroneous or outdated, You have the right to have it corrected. To do so, please contact us at email@example.com.
c. To be Forgotten. You have the right to be forgotten by Darby Creek Advisors LLC dba Money for the Rest of Us. You may exercise this right by filling out this form and emailing it to firstname.lastname@example.org. We will comply with your request, at no charge to you, within one calendar month by deleting your account, along with all of your personally-identifiable data that is subject to any Asset Camp processing. Naturally, after we grant your request you will not have access to Asset Camp unless and until you open a new account. We may use reasonable means to confirm your identity before granting any request for data so as to prevent the granting of fraudulent requests.
d. To Restrict Processing of Your Data. You can request that your data not be processed via Darby Creek Advisors LLC dba Money for the Rest of Us’ partners. If you wish, you can even specify which third parties to restrict from processing your data. We will respond to your request, at no charge to you, within thirty (30) days from when you make your request. Please be advised that some of our partners, e.g., Stripe Inc., are essential to Asset Camp services, so that if you block processing by them, our services may be unavailable to you.
e. Portability. You have the right to receive a copy of your personal data that is subject to processing by Darby Creek Advisors LLC dba Money for the Rest of Us in a portable format, or to have it transferred directly from us to another party. Ordinary requests will be granted without charge to you within one calendar month of when you make the request. We may use reasonable means to confirm your identity before granting any request to transfer data to you or another party, so as to prevent granting fraudulent requests.
Changes to this Privacy Notice
Cancellation and Refunds
Membership to Asset Camp is by monthly or annual subscription. In order to access the portfolio tools and reports you agree to pay the monthly or annual subscription price. Your credit card will be charged each month or annually, depending on which subscription type you choose.
If your credit card payment fails, we’ll contact you. If we can’t resolve the issue, we reserve the right to suspend your account.
Money for the Rest of Us reserves the right to change what is offered as part of Asset Camp subscriptions, as well as change the price. All members of Asset Camp are subject to price changes when implemented.
All content is hosted on robust and secure third-party platforms including WP Engine, Vimeo and Amazon Web Services. Your credit card information is processed and stored by Stripe Inc. Everything is done to avoid any slowdown or unexpected downtime of the services, but it is not possible to guarantee these slowdowns will not occur, or to foresee any downtime.
No network or server problem or any other breakdown can be covered under any warranty.
No repayment can be considered for any break or stop of the services, damage or data loss except under extreme circumstances where any such outage lasts beyond seven (7) consecutive days, in which case, a prorata refund may be offered at the sole discretion of Asset Camp.
Asset Camp does not currently offer refunds for annual or monthly subscriptions.
Asset Camp’s education materials are online in nature and are delivered via hosted video, audio and written content.
If there is a time when you feel you didn’t receive or get access to the materials, contact us and I’ll make sure you get what you need. You can email me at email@example.com
Charges, Customer Service, and Contact
All credit card charges will appear as:
Money for the Rest of Us
P.O. Box 68544
Tucson, AZ 85737
You can contact us at
Or by phone